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SIP Calculator

Plan your mutual fund investments and see how your wealth grows over time

SIP Formula
M = P × {[(1 + i)n − 1] / i} × (1 + i)
M = Maturity Amount P = Monthly Investment i = Monthly Rate n = Total Months
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₹500 ₹2,00,000
%
1% 50%
Yr
1 Yr 40 Yr
Total Value
₹0
Invested Amount
Estimated Returns
Total Invested
₹0
Estimated Returns
₹0
Total Value
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SIP Calculator - Calculate Mutual Fund Returns

Calculate SIP (Systematic Investment Plan) returns and mutual fund maturity amount. Compare SIP vs Lumpsum investments with visual charts.

What Is SIP Calculator - Free Mutual Fund Returns Calculator?

SIP Calculator is a free financial tool that helps you calculate the expected returns on your Systematic Investment Plan (SIP) investments. Enter your monthly investment amount, expected return rate, and investment period to see how much your money can grow over time.

How Does It Work?

The calculator uses the compound interest formula for SIP: M = P × ({[1 + i]^n – 1} / i) × (1 + i), where P is the monthly investment, i is the monthly rate of return, and n is the total number of months. It also calculates lumpsum investment returns for comparison.

How to Use SIP Calculator - Free Mutual Fund Returns Calculator

  1. Enter your monthly SIP investment amount
  2. Set the expected annual return rate
  3. Choose the investment period in years
  4. View the maturity amount and total returns
  5. Compare SIP vs Lumpsum with the chart

Key Features

  • SIP and Lumpsum calculation
  • Interactive donut chart visualization
  • Year-by-year growth table
  • Indian number format (lakhs, crores)
  • Adjustable return rates and period

Why Use SIP Calculator - Free Mutual Fund Returns Calculator?

  • Plan your mutual fund investments
  • Visualize long-term wealth growth
  • Compare investment strategies
  • Make informed financial decisions

Frequently Asked Questions

Equity mutual funds in India have historically given 12-15% annual returns over long periods.

SIP reduces risk through rupee cost averaging, especially in volatile markets.

In real SIPs, yes. This calculator shows returns for a fixed monthly amount.

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